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I remember the first time I loaded into Forza Horizon 5 , staring at my starter car—a humble Volkswagen Beetle—and dreaming of a garage filled with Ferraris, Porsches, and rare rally legends. But here's the thing: you don't need to buy PS5 games just to splurge on microtransactions. With the right strategy, patience, and a little hustle, you can build an insane car collection without dropping a single real-world dollar. I've flipped auction house steals, ground events for rare rewards, and made costly mistakes along the way. Here's how to do it right. 1. Master the Auction House (Without Going Broke) The Auction House is where fortunes are made and lost in Forza Horizon 5. Early on, I blew half my credits on a Lamborghini Huracán, only to realize I could've snagged one for half the price if I'd waited. The key is timing and patience. Rare cars often flood the market after seasonal events, causing prices to crash. How to win: Track event rewards—If a car ...